Loans
Flexible financing solutions for every goal — from home ownership to business growth.
At Silver Union Capital, we believe everyone deserves access to fair, transparent credit. Whether you're buying a home, consolidating debt, or investing in your business, our loan products are designed to meet you where you are and take you where you want to go.
Key Benefits
Designed to give you the best banking experience possible.
Competitive Rates
Industry-leading APRs starting as low as 3.99% for qualified borrowers.
Fast Approval
Get a decision in as little as 24 hours with our streamlined application process.
Flexible Terms
Loan terms from 12 to 84 months — choose what works for your budget.
No Prepayment Fees
Pay off your loan early with no hidden penalties or extra charges.
Transparent Pricing
Know exactly what you'll pay — no surprise fees, ever.
Dedicated Support
A personal loan advisor guides you through every step of the process.
Eligibility & Requirements
To apply for this service, you should meet the following basic requirements.
- Must be 18 years of age or older
- US citizen or permanent resident
- Minimum credit score of 620 for personal loans
- Verifiable income source (employment, self-employment, or other)
- Active Silver Union Capital account (or apply to open one)
- Valid government-issued photo ID
Ready to Get Started?
Our team is here to guide you through every step of the process. Apply online in minutes.
Apply NowHow to Get Started
Check Your Rate
Pre-qualify with a soft credit pull that won't affect your credit score.
Submit Application
Complete our online application and upload required documents.
Get Funded
Upon approval, funds are deposited directly to your account within 1–2 business days.
Related Services
Take the Next Step
Open your account today and experience the Silver Union Capital difference.