Credit Cards
Premium Credit Cards

Credit Cards

Earn rewards on every purchase with cards built for your lifestyle.

Our premium credit card lineup delivers exceptional rewards, travel benefits, and purchase protections designed for today's sophisticated consumer. Whether you're a frequent traveler or everyday spender, there's a Silver Union Capital card crafted for your needs.

Key Benefits

Designed to give you the best banking experience possible.

Generous Rewards

Earn up to 5% cash back on dining, travel, and everyday purchases.

Introductory 0% APR

Enjoy 0% APR on purchases for the first 15 months for new cardholders.

Global Acceptance

Accepted at over 70 million merchants worldwide with no foreign transaction fees.

Purchase Protection

180-day purchase protection against theft or accidental damage.

Instant Approval

Get a credit decision in seconds with our advanced underwriting system.

Virtual Card Numbers

Generate virtual card numbers for secure online shopping.

Eligibility & Requirements

To apply for this service, you should meet the following basic requirements.

  • Must be 18 years of age or older
  • Minimum credit score of 680 (varies by card tier)
  • Verifiable annual income of $24,000 or more
  • US citizenship or legal residency
  • No recent bankruptcies in the last 7 years

Ready to Get Started?

Our team is here to guide you through every step of the process. Apply online in minutes.

Apply Now

How to Get Started

1

Choose Your Card

Compare our card offerings and select the one that best matches your spending habits.

2

Apply Securely

Complete the online application — your rate is determined with a soft credit pull first.

3

Start Earning

Your card arrives within 7–10 business days. Start earning rewards from day one.

Take the Next Step

Open your account today and experience the Silver Union Capital difference.