Find answers to common questions about Silver Union Capital.
You can open an account entirely online through our secure application portal. The process takes about 10–15 minutes and requires a valid government-issued ID and basic personal information.
You'll need a government-issued photo ID (driver's license or passport), your Social Security Number, and a valid email address and phone number. For business accounts, additional business documentation is required.
Most accounts are reviewed within 1–3 business days. You'll receive an email notification with your application status and next steps upon decision.
You sign in using your unique User ID and the password you created during your account application. Your User ID is provided in your approval email.
Click "Forgot Password?" on the sign-in page and follow the prompts. Alternatively, contact support at support@silverunioncapital.com for assisted recovery.
Yes. Silver Union Capital is a Member FDIC institution. Deposits are insured up to $250,000 per depositor, per account category, as provided by federal law.
We use 256-bit SSL encryption for all data in transit, multi-factor authentication, and real-time fraud monitoring to keep your account secure.
We offer Checking, Savings, Investment, and Business accounts, as well as Loans, Credit Cards, Insurance, and Online/Mobile Banking services.
Yes. You can hold multiple account types under a single Silver Union Capital membership. Contact support or visit your dashboard to open additional accounts.
Yes. Our mobile app is available on iOS and Android and provides full account management, mobile check deposit, transfers, and 24/7 support chat.
Our standard checking account has no monthly maintenance fee, no minimum balance requirement, and no overdraft fees when you link a savings account.
Domestic wire transfers are free for Silver Union Capital members. International wires carry a nominal fee based on the destination country and transfer amount.